Best UPI casinos casinos and betting platforms with bonuses

Min. deposit:
INR 90
Free Spins:
Welcome bonus up to INR 10,000
Min. deposit:
INR 150
Free Spins:
100% up to INR 20,000
Min. deposit:
INR 300
Free Spins:
150% up to INR 20,000

Contents [Show]


UPI supported (bonus included)

Minimum deposit

Maximum deposit

Welcome bonus

Transaction time



INR 1,000

INR 50,000

100% bonus for first deposit in Dafabet Casino, 160% bonus for sports




INR 551

INR 50,000

Slots bonus 150% up to INR 105,000, Sports bonus up to INR 20,000




INR 550

INR 50,000

Casino bonus up to 200%, Sports bonus up to INR 20,000





INR 300

INR 50,000

Casino + Slots bonus up to INR 155,000 with free spins




INR 200

INR 50,000

100% bonus up to INR 20,000 + free spins (casino), Sports betting bonus




INR 1,000

INR 70,000

First deposit bonus up to INR 10,000 (casino and sportsbook)


Find casinos that accept UPI in India 2023

If there is one thing that you can say unites the vast and beautiful country of ours, it is the love towards online payments. Cash has become obsolete in India, and instead everyone uses the mobile applications for various transactions.

This is particularly obvious when it comes to online casinos. The real boom of the iGaming industry caught everyone by surprise, but thankfully India was ready because the population was already used to mobile payments.

The casinos and betting sites have embraced the UPI as the leading payment method in India, so nowadays it is pretty hard to find an online bookmaker that is not willing to accept it and allow gambling in Rupees.

It makes searching for the best UPI casinos both simpler and harder.

On one hand, users do not have to sort through many betting platforms in order to find those UPI-friendly. But it also means that some of the other features, like welcome bonuses, wagering requirements, withdrawal time and number of casino games, are coming to the fore.

That is why we have tried our best to compare and contrast different online casinos operating in India, with special attention to all those little details.

In this article, we will also explain how to use UPI with online casinos, and what kind of benefits you can expect.

But first, let’s go over what UPI really is and why it makes a lot of sense to utilize it for gambling on the internet.

A quick guide to UPI online casinos  

To put it in layman’s terms, UPI is a system that allows multiple bank accounts to be used via a single mobile app. Along with PhonePe and Paytm – with which it shares a lot of similarities – UPI supercharged the mobile payments in India and served as a vehicle for demonetisation in the country.

United Payments Interface is produced by National Payments Corporation of India and regulated by the Reserve Bank of India so if you see abbreviations NPCI or RBI on some casino websites, don’t fret - that also means that UPI is accepted. 

UPI has a lot of unique features that make it stand out from similar apps, and at the same time make it a good companion to your casino apps. For example, you can transfer the money 24/7, 365 days a year, and there is a 2-factor authentication for added security.

One of the main boons is the ability to handle several bank accounts. Currently, UPI has more than 100 million active daily users, and the system recognizes more than 350 Indian banks.

That means that you will be able to bet for real money with practically any bank account – all you need is a mobile app, a valid phone number, and an identity confirmation. Once you get your unique identifier – better known as UPI ID – you will be able to make transactions and collect the money.

UPI online casinos and betting apps things to look out for

The fact that UPI is so universally accepted is by far the most important advantage of this payment method.

But there are even more motives to find casinos that accept UPI. Let’s look at some:

  • You are probably already using UPI every day.

If you have lived in India for the past half decade, chances are you are already using UPI or similar services via your mobile phone. There are several apps that offer payments via UPI method, like BHIM, PhonePe or similar. If you have already linked your bank account to an UPI app, there is absolutely nothing standing between you and depositing real money in online casinos.

  • Great selection of games, slots, roulette, and sports betting.

To reiterate, it’s really hard to find a legal online casino in India that is NOT willing to accept UPI payments. In fact, as you will see, the availability of UPI should tell you a lot about the license. And that also means that there is an abundance of various games and slots you can enjoy when you use UPI, not to mention betting on cricket, kabaddi, or horse racing.

  • UPI casinos online withdrawal is a piece of cake.

If you read our bookies reviews carefully, you will see that many payment methods work as a one-way-street unfortunately: you will be able to make a deposit, but there are usually less options for withdrawing the money. UPI has got you covered: if it is available in a casino, and it usually is, you will have no problem initiating a withdrawal of your winnings. There is also a quite high ceiling for maximum sums you can take daily.

  • Stunning bonuses for Indian players old and new await.

With UPI, you don’t have to double-check whether you are eligible for a welcome package from an online casino. The bookmakers will offer great bonuses if you register, and some will even have special proposals for a second or third deposit.

If you are reading this article from outside of India, you are probably wondering if you can use this great payment method in your country.

Unfortunately, the answer is negative – UPI only works for Indian citizens with valid Indian bank accounts. This is one of the main negative features of UPI, but not the only one. So stick with us and we’ll show you what UPI is actually lacking.

How to set up UPI to use for real money casinos

The “U” in UPI means Universal – and that, in turn, means that there are many banks and apps that work via UPI.

The number of apps that support UPI, just like the number of casinos that accept UPI, is really great. They are produced for Android devices and iPhones alike, so you will not have any trouble finding the right UPI app.

Some users will prefer BHIM, because it is an app that was actually developed by NPCI, but you can also connect your UPI to PhonePe, as we have explained in our guide.

Name of app / OS

Number of downloads

Number of reviews / ratings

Average rating


BHIM – Making India Cashless / Android




Google Play Store

BHIM – Making India Cashless / iOS




AppStore India

Apart from BHIM, there are several good apps for casinos with UPI, such as:

  • Paytm
  • PhonePe
  • Google Pay
  • Chilrr
  • SBI Pay
  • Axis Pay
  • BOB

You can test them for yourself, or just stick to BHIM which probably has customer support in your language. Just make sure you have a bank that allows UPI facility (most of them do, though, and you can easily find the complete list online).

When the app is on your phone, there are just a few quick steps to register it:

  1. Add the mobile phone number that is registered to your bank account.
  2. You will be prompted to set up a login password.
  3. Select your bank and link it to the app. (You can connect more than one.)
  4. Add the UPI PIN with the number of your debit card.
  5. Kindly note that you cannot link mobile wallets to UPI – only the bank accounts.

How do we rate UPI casinos online?

Competition is always great, and it is so vivid when it comes to online betting in India, especially the one that enables UPI casinos.

This means more work for us, but it’s one that we truly enjoy: these are the features of the best UPI casinos that we care about.

  • The first thing you want to ask is whether casinos with UPI are legal? If a casino is not offering UPI, that can be a red flag of sorts, but make sure you also check the license information that you can find on the official website.
  • Since UPI is a preferred payment method of many casinos, we are more interested in transaction speed. You will be able to make a deposit almost instantly, but things vary much more when it comes to withdrawing it. We, of course, highly rate those speedy casinos.
  • We’ve already mentioned that you are bound to get a welcome package when you top up your account via UPI. The bonus amount can be checked out in the “Promotions” or “Specials” page in the casino app, or on the website Don’t look just at those big numbers and percentages – the wagering requirements are even more important.
  • What about some other bonuses? Casinos will grant you free spins for referring your friends, playing a lot of games (this is a so-called cashback bonus) or even becoming a high roller.
  • We like casinos that are designed to work like a charm on any smartphone. What we like even more are UPI casinos that take care of their customers. Live chats, phone numbers, email correspondence – it all counts.

Which betting platforms work best with UPI?

When we cross-reference all these characteristics, we can narrow down our list of best UPI casinos legally operating in India currently.

A lot of it really depends on your tastes, so our best advice would be to register on several betting apps, grab that bonus and see for yourself whether a bookie will keep you interested.

These are some of the apps that provide great fun and are UPI-oriented:

  • 4RaBet would be an obvious choice, and not just for sentimental reasons. This Indian bookie understands the benefits of UPI all too well, and it has some nice bonuses to start you with. The only downside is that you will need to choose between a sports betting bonus and a casino one – you cannot have them both.
  • If there was a competition for most methods for withdrawal in an online casino, Melbet would take the first place. You can transfer as little as INR 3,000 to your BHIM or IMPS UPI app, and it should not take more than 48 hours. An easy recommendation.
  • It’s not that common for a worldwide popular casino and betting app to really understand the needs of Indian players. But that is exactly what PariMatch did. You can withdraw INR 1,000 or more and the processing time is 48 hours tops. PariMatch always has a great deal of stunning bonuses.

Get some real money into your account

UPI works around the clock in real time, which means that you will be able to get those precious rupees to your casino account whenever you want.

This is not different than, say, paying any utility or a shopping bill online.

Verification and surcharges

It doesn’t matter which UPI-enabled app you have picked – they are all really skewed towards a regular user. You won’t have to be a computer whiz or to scratch your head about payments, as everything is really intuitive. Plus, you can get help in your own language.

The moment you have added your bank account and confirmed your UPI PIN is the moment you have verified the account – nothing more is needed.

But there is another thing that we want to point out: every bank is different when it comes to fees and charges. So check out all those little letters on your bank’s website or on the contract you’ve signed.

How to deposit to your casino account via UPI

If you are wondering how to top up the account using UPI, this is the way.

  1. Find a casino of your choosing and register, with confirming your email if needed. Then locate the list of payment methods.
  2. UPI is usually right at the top of options offered. Look for the UPI icon, it should be recognizable enough.
  3. Enter the amount and then your UPI ID. Tap “Confirm”.
  4. You should receive a notification on your mobile UPI app. Accept the request and confirm it once again.
  5. 5.     The transaction should be instant. If it takes more than 15 minutes, contact the casino or your bank.

How to find casinos to withdraw with UPI India?

Unlike some other methods that have limited ability for money withdrawal, UPI casinos take pride in allowing you to receive your winnings without the hassle.

Kindly note that this is not instantaneous, as you will have to wait up to 48 hours.

To initiate the transaction, follow our guide:

  1. Login to your favourite casino app and tap on “Withdrawal” inside the “Banking” option.
  2. Again, UPI should be right at the top.
  3. Just enter the sum and tap “Confirm”
  4. You will be asked for your virtual payment address or your UPI ID. Enter it and the money should be on your way.

Pros and cons of using UPI online casino

It took us some time to come up with this review, but only because there are so many casinos with UPI.

This also means that the recommendation of this payment method comes naturally.



Every – or almost every – decent casino or betting platform in India works with UPI

Only available to Indian citizens with valid mobile phone number

It is secure and reliable if you follow protocol

Somewhat slower withdrawal (up to 48 hours)

No extra fees for making a deposit

Some banks might charge fees for withdrawing money

Brilliant bonuses for Indian players

It cannot work as an e-wallet

Ability to make a deposit 24/7, 365 days a year


Abundance of UPI apps like BHIM, BOB or PhonePe


Link more than one bank account


Some other popular withdrawal methods at Indian bookies

UPI is so ubiquitous that we cannot imagine living without it. But that doesn’t mean that you cannot try some other payment methods. This is especially important if you want to lay low a little, and keep some things, like your online habits, away from everyone.

If that is the case, these are some alternatives for you.

Payment method


Google Pay casinos

You can use it on your Android smartphone or on your Apple device, and it provides the ability to link a debit card – not just your bank account. Google Pay is a tad more secure perhaps


Crypto is the future in many ways, and it’s high time you’ve joined in. Tether is a great gateway cryptocurrency. The pros are mainly the ability to be “invisible” in a way. But kindly note that some casinos will not grant you a bonus for depositing in crypto


There wouldn’t be a PhonePe (or at least it wouldn’t be as popular) if it wasn’t for UPI. But this private app has some added benefits that you can check out in our dedicated review


Can I use UPI to make a deposit in an Indian online casino?

Yes, and you won’t have to be too picky. There hardly is a legal Indian betting app or an online casino that shuns UPI. It doesn’t matter what kind of a compatible app you want to use – they will all work really well.

Can I withdraw money from UPI casinos?

Yes. You need not to worry about how will you get your money – the only concern should be how fast it will arrive to your bank account. Most of the apps and casinos we have reviewed for our website have a maximum of 48 hours withdrawal time, though we always cheer for reduction of that time window.

Are there any extra charges for UPI casinos online withdrawal?

There might be, but it usually does not depend on the casino. Most of the Indian online casinos don’t charge fees for money withdrawal, though some banks do. We recommend reading the fine print of your bank account stipulations – and perhaps changing to a fairer financial institution.

Is UPI safe to use for gambling online?

Yes. United Payments Interface was championed by National Payments Corporation of India, which still owns the system and takes care of it. It’s not in private hands so there is less fear of your data being abused. There’s also a 2-step verification and PIN code that is yours and yours alone.

What UPI app should I use?

There are many, and they are usually quite good. There is the flagship NPCI app called BHIM which is perhaps the most popular, though some users prefer third-party apps like MobiKwik, Amazon Pay, WhatsApp Pay, or even Paytm and PhonePe.

What is the minimum deposit with UPI?

This is where UPI differs from some other payment methods. As you can see in the table at the beginning of this article, you probably will not be able to invest as little as INR 100 or INR 200. But in any case, if you are thinking about a first deposit, you should splash out a little – because of that bonus that awaits.

How to deposit money in an online casino via UPI?

Once you’ve registered for both UPI (and finished linking the account) and an online casino, you just need to login and locate the banking options. Seeing as UPI is so popular in India, it is usually right at the top of the list in Indian casinos. Just enter the desired amount, confirm your details and UPI PIN and the money will be in your account – and hopefully the bonus, too.

Is there a welcome bonus in a UPI casino?

Yes, and we don’t want to spoil the party, but things are not always as amazing as they seem. Most of the bonuses in Indian casinos, especially those offering a lot of money and a pile of free spins, will have wagering requirements that you need to fulfil before you can unlock your winnings. We pay close attention to these in our online reviews.